July Special Offers and Government Fee Update

Please find attached our July update for Special Offers from some of Australia's Banks and Lenders.

Some of the key points in the attached update are as follows -

There has been a marginal increase to "Mortgage Registration" and "Transfer Fees" in Queensland. We have updated the table in full on the attachment along with Stamp Duty Costs.

Fixed and Variable Interest Rate update.

Qantas Frequent Flyer Home Loan, earn points every month on your home loan - http://www.nfc.com.au/products-and-services/qantas-frequent-flyer-home-loan/

Some banks/lenders are still offering cash rebate incentives to refinance and one bank is offering a $1000 cash incentive for first home buyers subject to certain conditions.

NO Lenders Mortgage Insurance Options are still available subject to location restrictions and loan limits.

NFC has also become widely regarded for Self Managed Superannuation Fund (SMSF) Lending. A significant percentage of our business has been for people purchasing residential and commercial property in their SMSF. Don't leave SMSF Lending to novices, talk to us before you sign a contract and get the right lender selction advice upfront. We have seen inexperienced mortgage brokers and bank lenders costing time as they do not understand the full requirements and lenders' policy. Failure to get this right will not only cost you time but also money in preparing amendments to the bare trust.

Specialised Pricing - we have been greatly successful in achieving much higher discounts than what are publicy offered by some banks. For example 4.75% variable with one of the big 4 banks. Talk to us today and don't miss an opportunity.

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Key Links for Additional Information -

Family Guarantees - www.familyguarantee.net.au

Deposit Bonds - www.depositbonds.co

SMSF Lending - www.financialplanners.co

First Home Owners - www.firsthomeowner.co

Lenders Mortgage Insurance Information - www.mortgageinsuranceaustralia.com.au

Loan Protection Insurance - http://www.nfc.com.au/products-and-services/loan-protection-insurance/